Choose Your Royal Protection
Comprehensive coverage tailored for all ages and family sizes. Secure your future and your loved ones' peace of mind with our flexible monthly contribution plans.
View All PackagesYour main funeral cover for yourself and your family.
Choose an individual, family, or Executive package below. Basic is the cover that supports your family with funeral arrangements when a covered person dies.
SHENA Basic Packages
PRICING 2026| Age Bracket | Monthly Rate (KES) | Action |
|---|---|---|
| Below 70 Years | 100 | Get Started |
| 71 - 80 Years | 350 | Get Started |
| 81 - 90 Years | 450 | Get Started |
| 91 - 100 Years | 650 | Get Started |
Family Plan COUPLE
Principal member + spouse. Flat rate regardless of age.
| Coverage | Monthly Rate (KES) | |
|---|---|---|
| Any Age (Flat Rate) | 150 | Get Started |
Extended Family 1 COUPLE + CHILDREN + PARENTS
Rate based on the age of the oldest parent being covered.
| Oldest Parent Age | Monthly Rate (KES) | |
|---|---|---|
| Below 70 Years | 250 | Get Started |
| 70 - 80 Years | 350 | Get Started |
| 81 - 90 Years | 450 | Get Started |
| 91 - 100 Years | 650 | Get Started |
Extended Family 2 COUPLE + CHILDREN + PARENTS + IN-LAWS
Rate based on the age of the oldest parent or in-law being covered.
| Oldest Parent / In-law Age | Monthly Rate (KES) | |
|---|---|---|
| Below 70 Years | 300 | Get Started |
| 71 - 80 Years | 400 | Get Started |
| 81 - 90 Years | 550 | Get Started |
| 91 - 100 Years | 650 | Get Started |
Executive Package
PREMIUM INDIVIDUALPriority handling, enhanced support, and premium services for individuals.
| Age Bracket | Monthly Rate (KES) | |
|---|---|---|
| Below 70 Years | 300 | Get Started |
| 70 Years and Above | 500 | Get Started |
Policy at a Glance
Maturity Period
Under 80
4 mos
81-100
5 mos
Grace Period
60 Days
Arrears window
Extra inpatient support for selected family members.
SHENA Platinum is an inpatient add-on to a selected SHENA Basic package. The package owner and covered dependants share up to 20 inpatient bed-cover days each year.
SHENA Platinum Packages
OPTIONAL ADD-ON| Age Bracket | Monthly Rate (KES) | Action |
|---|---|---|
| Below 70 Years | 300 | Get Started |
| 71 - 80 Years | 550 | Get Started |
| 81 - 90 Years | 650 | Get Started |
| 91 - 100 Years | 850 | Get Started |
SHENA Platinum Family Plans
Platinum is priced per family package according to the age band shown below.
| Family package and age band | Monthly rate (KES) | Action |
|---|---|---|
Family Plan COUPLEPrincipal member + spouse. | ||
| Couple below 70 years | 350 | Get Started |
| Couple below 70 years & children below 18 | 400 | Get Started |
Extended Family 1 COUPLE + CHILDREN + PARENTSRate based on the age of the oldest parent being covered. | ||
| Couple, children & parents below 70 | 450 | Get Started |
| Couple, children, parents & in-laws below 70 | 500 | Get Started |
Extended Family 2 COUPLE + CHILDREN + PARENTS + IN-LAWSRate based on the age of the oldest parent or in-law being covered. | ||
| Couple, children & parents, 71-80 years | 550 | Get Started |
| Couple, children & parents & in-laws, 71-80 years | 600 | Get Started |
| Couple, children & parents, 81-90 years | 650 | Get Started |
| Couple, children & parents & in-laws, 81-90 years | 750 | Get Started |
| Couple, children & parents, 91-100 years | 850 | Get Started |
| Couple, children & parents & in-laws, 91-100 years | 850 | Get Started |
SHENA Platinum Executive
Age-based Platinum add-on rates for Executive membership.
| Executive covered person | Monthly rate (KES) | Action |
|---|---|---|
| Executive individual below 70 years | 500 | Get Started |
| Executive individual above 70 years | 700 | Get Started |
Platinum at a Glance
ANNUAL INPATIENT SUPPORT
20 days
per selected Basic package group each year
MATURITY PERIOD
Under 60
4 mos
60+
7 mos
Compare Plans
This comparison helps you see the difference at a glance: SHENA BASIC is our primary welfare cover during unforeseen eventualities supporting members and their loved ones with funeral services. SHENA PLATINUM provides inpatient support for members and their loved ones as a complimentary service to SHENA BASIC, paying for daily bed charges.
SHENA Platinum is an optional add-on to SHENA Basic. Its contribution is charged once for the selected principal or corporate package and follows that package owner's age and schedule.